Stocks AMM fees
Initial consultation — $400
Pituitary modulation
| with human chorionic gonadotropin (HCG) |
$400 |
| with human growth human (HGH) |
$400 |
|
Tax deductible. No insurance.
Stocks Age Management Medicine does not accept insurance. We are centered on maintaining and optimizing your health, rather than dealing with "a disease." Conversely, insurance companies and the government - who concentrate on treating and reimbursing for disease only - do not cover services, professional fees, prescriptions or labs related to improving your health and well-being. After you are established with SAMM, your managed care benefits can be used for tests and medications.
Insurance companies make money on the premiums they charge to cover reimbursement for disease risk only. Their biggest expense is hospitalization. Avoiding hospitalization allows the insurance company to make a considerable profit on insurance premiums. Consultation fees with SAMM will need to be renewed annually.
Once "the insurance business" is understood, it becomes apparent that insurance companies and the government are not interested in your health or those services that optimize long-term health. Their objective is to reimburse only those medical services that avoid hospitalization.
Our focus at SAMM is to create a state of optimal health, contrary to the philosophy of insurance companies. Regaining and maintaining metabolic and endocrine functions at the upper end of the normal range for your age gives you the best opportunity for a healthy and vigorous life. Remember, your goal is to "fake out" our death genes.
Take advantage of healthcare incentive programs.
You may wish to consider using various programs designed to give individuals tax advantages to offset health care costs. Examples include Health savings accounts (HSAs), Medical savings accounts (MSAs), Health flexible spending arrangements (FSAs), and Health reimbursement arrangements (HRAs).
An HSA may receive contributions from an eligible individual or any other person, including an employer or a family member, on behalf of an eligible individual. Contributions, other than employer contributions, are deductible on the eligible individual's return whether or not the individual itemizes deductions. Employer contributions are not included in income. Distributions from an HSA that are used to pay qualified medical expenses are not taxed.
An Archer MSA may receive contributions from an eligble individual and his or her employer, but not both in the same year. Contributions by the individual are deductible whether or not the individual itemizes deductions. Employer contributions are not included in income. Distributions from an MSA that are used to pay qualified medical expenses are not taxed.
A health FSA may receive contributions from an eligible individual. Employers may also contribute. Contributions are not includible in income. Reimbursements from an FSA that are used to pay qualified medical expenses are not taxed.
An HRA must receive contributions from the employer only. Employees may not contribute. Contributions are not includible in income. Reimbursements from an HRA that are used to pay qualified medical expenses are not taxed.
|
